St. Clement Catholic Church, Lancaster, Oct. 24, 1992. Taken before the wedding, which we highly recommend.
What does that headline mean? It means that today (more precisely, around 2:30 p.m.), Jannan and I have been married 19 years.
Nineteen years isn’t one of those anniversaries with a specified gift attached, like silver for 25 or gold for 50. But given the divorce rate, and considering that people we know who have been longer than that are now divorced, this seems like an accomplishment.
I repeat the story of how we met because it strikes me as one of the more unusual ways to meet people — by interviewing them as part of your job. Back in my rural journalism days, I was assigned to interview an area woman back briefly after a year in the Peace Corps in Guatemala. The interview produced the best lead paragraph I have written before or since: “One day, Jannan Roesch was on the bus, when two men in front of her got into a machete fight.” You read that, and I guarantee you you will read the rest.
She then returned to Guatemala for her last year, and I returned to my pastime of the previous several months — complaining about the lack of social life for myself because of the lack of people like myself in Lancaster — mid-20s, college-educated and unattached.
A year and a few months later, I found out from the newspaper publisher (whose stepdaughter was best friends with Jannan) that she was coming back the next Monday. I called her mother (who remembered me from the first interview) and we arranged an interview at 10 on Tuesday, 10 hours after she got off the airplane at O’Hare International Airport in Chicago.
That was a similarly good interview, which ended with her saying that she was going to Washington in the fall to take advantage of her one year’s preferential hiring status with the federal government, which she got for doing the two-year Peace Corps hitch. Which I pointed out to my boss when she asked upon my return to the office if I had asked her out. That would have been not merely unprofessional (though I doubt unprecedented), but, I assumed, pointless.
But small towns contain opportunities to keep running into people — the grocery store, the Monday night community band concert on the courthouse lawn, and, yes, the murder trial. (A colleague of her brother-in-law was the victim.) At some point the day the verdict was reached, I must have mentioned to her that a baseball playoff game was being held later that day, and she came to the game. (A come-from-behind 20–3 Lancaster win over Platteville.) I mentioned to her that the next playoff game was three days later, and she came to that, too. (Gale–Ettrick–Trempealeau 8, Lancaster 7 in 12 innings, the story about which won me a Wisconsin Newspaper Association Better Newspaper Contest first-place award.)
I then mustered up what little courage I had to ask her on a date, the next night — dinner at Mario’s Restaurant in Dubuque and the movie “Pretty Woman.” Fun night, but again, nothing was going to come to it because she was going to D.C. in a couple of months.
She started coming to my games with the Grant County Herald Independent softball team, which made up for poor hitting with poor pitching and defense. One particular night, she saw me hit my one and only triple (a highly unlikely event) in my four-year slow-pitch career. And suddenly, if there was a social gossip column in the Herald Independent, we would have been in the same sentence.
She never went to D.C., or at least not to get a job. I assume it was because after two years of traveling, she was tired of being far away from her family. (Which, I must point out, has now been feeding me for more than 20 years.) She claims it’s because I didn’t unbutton my shirts to my navel and spoke English. I assume that she might be the only person on the planet who could stand being with me this long. (I’m not the easiest person to live with, I must confess.)
Our wedding was pretty large, and definitely musical, with my chiropractor singing and a brass quintet (with her high school band director) performing. I think everyone who went to the wedding had a good time, although I’m pretty sure some people who went to the reception didn’t remember much about the reception. (Two words: Open bar.) Unfortunately, the restaurant where we had our rehearsal dinner and the banquet hall where we had our reception are now closed. Also unfortunately, the wedding videos are filling with people who are no longer with us — my grandparents, her grandmother, her father and her oldest sister and brother-in-law.
We had two celebrants, the Catholic church priest and our friend the Methodist-trained minister/radio DJ. (And now high school football coach and nondenominational pastor.) Something the latter said in the homily has stuck in my mind: When you hear that marriage is a 50/50 proposition, that’s wrong; it should be a 100/100 proposition.
I think one’s marriage’s success has a lot to do with one’s parents’ marriage and its success or lack thereof. My parents celebrated their 50th wedding anniversary Jan. 7. My in-laws were married 58 years before my father-in-law died in 2004.
Our 19 years includes several jobs, three houses, two dogs and one cat now passed on to Rainbow Bridge, and, most importantly, our three children. We don’t have the same tastes (I didn’t watch the chick flicks she used to watch Sunday mornings in our pre-children days) or opinions, but we have, I’d say, similar opinions about things. She’s indulged my interest in sports announcing, even though that means my being at games on nights and weekends, since that’s when the games are. (Added bonus: She can keep score in football and basketball.)
I hope she doesn’t think she’s missed out on doing bigger and better things because she’s been with me, even though she probably has. Since the day before this blog began, I get an F in being a family provider. You don’t want to know the list of things around the house that I haven’t gotten to in the past nearly seven months. Even when things are going well, my list of personality traits includes adult vocabulary during unfavorable portions of Packer and Badger games, bad temper, expressing opinions without being asked, impatience, procrastination, stubbornness and yelling … and, of course, being a journalist. Had she known all of this in the summer of 1990, and had my persuasive powers not been what they apparently were on one occasion in my life, I hope I would have had the grace to not be a bitter, lonely middle-aged man, but I doubt it.
Jannan, on the other hand, is (not in any particular order) smart, bilingual, a great mother, and a fine cook (in keeping with her farm background). She puts others before herself, and she’s put up with me for 21 years.
The best thing about being married is its intimacy in ways far beyond those about which you really need to get your mind out of the gutter. Early in relationships, you have someone with whom to do things. But as your relationship lengthens and deepens, there is more to share. Any time we’re at a wedding or otherwise in church and hear our wedding’s first reading, which includes Song of Solomon 2:9 (look it up yourself), there will be two people in the church quietly, yet hysterically, laughing. We enjoy finding typographical errors in publications. I hear her say things I would say, which means she’s been around me a really long time. (Either that, or I repeat myself repeatedly.) Being married also means you have to think about someone besides yourself, which is good for the self-centered.
I look at this way: This morning, the love of my life was next to me in our bed. Tonight, the love of my life will be next to me in our bed. In a world where divorce seems more common than marriage, perhaps I should say in public: I love my wife.
The Green Bay Packers Have the Best Owners in Football
Since I am one of those owners, I of course agree.
That headline begins Bloomberg BusinessWeek’s story about the Packers, the most unique franchise in professional sports:
The Green Bay Packers are a historical, cultural, and geographical anomaly, a publicly traded corporation in a league that doesn’t allow them, an immensely profitable company whose shareholders are forbidden by the corporate bylaws to receive a penny of that profit, a franchise that has flourished despite being in the smallest market in the NFL—with a population of 102,000, it would be small for a Triple A baseball franchise. Of all the original NFL franchises—located in places like Muncie, Ind., Rochester, N.Y., Massillon and Canton, Ohio, and Rock Island, Ill.—Green Bay is the only small-town team still in existence. The Packers have managed not merely to survive but to become the NFL’s dominant organization, named by ESPN (DIS) in 2011 as the best franchise in all of sports. …
When you talk to Packer management, you start to realize that success is a tribute to the careful, constant maintenance of two things: the product on the field and the community’s warm feelings about that product. “It starts with football,” says [President Mark] Murphy. “We structure the organization in a way that we can be successful on the field. But a big part of it is also remembering that this team has a special place in this community. We’re owned by this community. We can’t be perceived as gouging the fans.”
The Packers must constantly walk that fine line between profitability and community. Every other NFL franchise is controlled or entirely owned by one majority shareholder, and NFL rules prohibit otherwise. (The Packers’ ownership structure predates current NFL rules.) Ticket prices, concessions, parking, stadium naming rights—all of that is dictated at most NFL stadiums by whatever the owner feels the market will bear, and every additional dollar is profit into the owner’s pockets.
The Packers don’t operate like that. Take ticket prices: Even after a 9 percent bump this Super Bowl championship year, the highest-priced ticket is $83, lower than all but two other franchises. In contrast to other NFL venues and their garish, wraparound ad signage, Lambeau is as austere as a high school football stadium. …
Ultimately, the Packers are able to thrive in ways others cannot because the team is a cultural icon—a symbol of America’s love of the underdog who overperforms. The intensity of feeling at Lambeau every home game is common to only a handful of other pro sports venues in the country—Fenway Park before a playoff game might come closest. There is the game on the field, and then there is the sense of those 60,000 in attendance that they are involved in something bigger than the sport; they’re honoring a compact.
As he paces the sidelines before the kickoff, Mark Murphy is mindful of that heritage, that special bond between team and town that he is charged with carrying forward. “We’re stewards,” he says, looking up from the playing field to the fans filing into Lambeau. “We’re taking care of the Packers for the next generation.”
A horrible irony today in 1964: A plane carrying all four members of the group Buddy and the Kings crashed, killing everyone on board. Buddy and the Kings was led by Harold Box, who replaced Buddy Holly with the Crickets after Holly died in a plane crash in 1959:
Today in 1976, Chicago had its first number one single, which some would consider the start of its downward slope to sappy ballads:
The number one single today in 1982:
The short list of birthdays begins with Ellie Greenwich, who wrote some of the ’60s’ biggest hits:
Freddie Marsden, drummer for Gerry and the Pacemakers:
Earlier this week, I talked to two Marian University Sport and Recreation Management classes about my particular aspect of sports, sports broadcasting. (The third gets to hear me Tuesday, rescheduled from Thursday due to an ill daughter.) Fifty-five minutes of talking minus questions cannot answer everything, of course; blog readers have read about some of my radio adventures.
I started the talk by playing the above video, which shows highlights of Ripon High School football from 2003 to 2006, the first four years The Ripon Channel carried games. The 2003 and 2005 teams won state, and the 2004 and 2006 teams got to the third round of the high school playoffs, which gives us the Good Timing Award.
When asked why I liked doing this, I pointed to two of the highlights, which are in reverse order on the video. In 2006, one year after winning state, Ripon squeaked into the playoffs and was rewarded by a trip to undefeated and number-one-seeded Lodi. Ripon had beaten Lodi a year earlier in the pre-state game (the blocked punt highlight), so you can imagine the Blue Devils relished a chance to get payback.
Late in the game, Ripon led 28–26, but Lodi maneuvered for a game-winning field goal, which seemed likely since Lodi had hit two field goals before that. So I took the minimalist approach and said that the Lodi kicker was ready to try the game-winning field goal, and then (at 1:40 on the video) … “BLOCKED! RIPON WINS!”
Five days later (at 1:17 on the video) came the second-round game against Chilton at UW–Oshkosh’s Titan Stadium. Chilton led 14–7 late, and Ripon had (I kid you not) a second and goal from the 35-yard line after a horribly timed clipping penalty. So quarterback Scott Gillespie threw into the end zone, where receiver Brendan O’Brien (son of our oldest son’s fourth-grade teacher) tipped it to running back Peter Schroeder, who caught it, sending us (after O’Brien’s extra point) into overtime, where, one Chilton touchdown and missed extra point, and one Schroeder touchdown and O’Brien extra point later, Ripon won 21–20 in overtime.
The Ripon Channel's Kenton Barber (left) shoots Marty Ernser (right) and myself before Friday's Berlin–Ripon game.
Sports is indeed, in the words of the late Jim McKay, the thrill of victory and the agony of defeat, the human drama of athletic competition. That’s particularly true in small towns, where there is much more interest in the local teams than in bigger areas. My newspaper ownership experience included a Cuba City girls basketball state championship, during which, as had been predicted, most of Cuba City and a couple of other communities emptied out to go to Madison for the state tournament. When Ripon won the state high school baseball title, the number of fans at Fox Cities Stadium for both of Ripon’s state games dwarfed, in order, Green Bay Notre Dame and Spooner, their two state tournament victims.
Cuba City (ironically in retrospect) was the site of the first high school football game I ever announced, a 28–27 overtime win over Lancaster on a gorgeous fall Friday afternoon. I had done very limited announcing (as in one basketball game and part of another hockey game) before that, so the listeners got to hear my first football work that afternoon. The press box at Cuba City High School was closer to the end zone than the 50-yard line, and in this case the end zone opposite where all the overtime plays took place. Moreover, the press box was on the east side of the field, not the west, which meant that the rookie play-by-play announcer looked into the sun for the entire overtime.
I spent a year announcing football and basketball before I really knew what I was doing. Even today, there are relatively few training opportunities in sports broadcasting; you learn by doing. I learned much more about what I was doing by working with someone who had professional sports broadcasting experience, instead of as my second thing. (His reward for this comes later.)
Announcers get better by doing, but announcers are coherent only because of the game prep work they do. Part-time announcers will spend three times the on-air time (two hours for high school football and college basketball, three hours for college football) in game prep, including getting rosters, schedules and pertinent stats. (College information for which comes from sports information directors, which is why every announcer says nice things about SIDs.) Every game is really within a three-game window — what happened last week, what is happening this week, and how will this affect next week — for both the participants and the conference they’re in. And you have to be willing to do the game prep, even in the dark of night, to do a decent job announcing the game.
Sports has been called the toy department of journalism. It is nevertheless important to those who follow sports. The small towns where I’ve spent most of my adult life focus all of their Friday nights on the local football or basketball teams. Over time, you meet parents of players, and you cover players’ brothers and sisters. And in one case, I became a family’s personal announcer — the aforementioned quarterback Gillespie was a four-year basketball starter at Ripon High School, and then a four-year basketball starter at Ripon College, which means I announced eight years of Scott Gillespie. (Who is, a bit ironically, the great-nephew of former Milwaukee Braves announcer Earl Gillespie.)
No one has asked me where my style of calling games comes from, which is good, since I can’t really answer that question. I do not yell as much as the video might lead you to believe, but sometimes I think I sound like Gary Thorne, who seems to have two registers — normal conversation and blow-out-the-press-box-windows volume.
Jim Irwin was the Badger football and Packer announcer (working with Gary Bender on each) until, respectively, after I graduated from college and the 1990s Super Bowls. Bob Uecker has called the Brewers as long as I can remember, first working with the late Merle Harmon, and then as the lead announcer since 1980. Back when people cared about the MilwaukeeBucks, Eddie Doucette was their announcer (followed by Irwin), and Doucette’s unique style probably echoes to some extent in Wisconsin basketball announcers who grew up in the ’70s when the Bucks were worth watching. And my hockey calls probably come from long-time UW hockey announcer Paul Braun, although not his goal call, the one-word “Shotandagoal!”
My favorite sports announcer, Dick Enberg, formerly of NBC, doesn’t know this, but he announced a lot of football in my neighborhood. I barely remember the Packers’ Glory Days TV announcer, Ray Scott, but thanks to having a collection of garrulous partners on the air (and I’ve gotten along with every one of them), I have learned that, as with Scott, in play-by-play less is often more. I doubt I picked up much from the announcers of Packer TV games in the ’70s and ’80s, since CBS or NBC usually assigned their lesser announcers to such lesser teams as the Packers.
I haven’t done enough baseball to have a home run call. My hockey goal call is simply “Score!”, which I think I got from the old New York Rangers TV announcer, Jim Gordon. (USA Network carried Rangers games on Monday nights in the late ’70s and early ’80s, and since that was the only NHL that I saw, I became a Rangers fan.) I started calling three-point shots as “Bango!” in honor of Doucette, but when my wife and occasional statistician pointed out that no one would know that reference, I changed it to “Bullseye!” That and my touchdown call are the closest thing I have to signature lines; the 2003 Ripon football team averaged 46 points per game, many on long runs, so I’d call those long runs by counting down the yard lines and ending with “to the 20 … to the 10 … to the end zone!” And the headline of this blog, the greeting I use for all live events, is stolen from Phil Mendel, the UW hockey public address announcer and road radio and TV announcer in the 1970s and early 1980s.
Beloit College at Ripon College at Ripon's historic Ingalls Field.
I’ve been very lucky to have announced some great games over the years. One was last Saturday, a 31–27 Ripon nailbiter win over Beloit. (So I should point out that Illinois College at Ripon can be viewed here Saturday at 12:50 p.m. Central time.) In games like that announcers occasionally have a thought along the lines of “And I’m getting paid to do this,” and I can certainly relate to that.
I did three years of Ripon College basketball on the radio when we moved to Ripon. That included a 1,000-plus-mile trip that tied together basketball games in Monmouth, Ill., and Grinnell, Iowa, with a Ripon College alumni breakfast in the Twin Cities. (Grinnell games are an adventure themselves given that the Pioneers and their opponents regularly break the 100s. Generally any Grinnell game I announce will outscore any NBA game of the same day.) The next year featured Operation Krispy Kreme, a 773-mile round trip from Ripon to Lake Forest and Jacksonville, Ill. Good thing I like to drive.
Our good timing at starting to cover Ripon football extends earlier than the fall of 2003 for me. The previous Ripon boys basketball season featured an attempt to get to state for the first time since 1936. I drove to Oconomowoc in a blizzard to watch the fourth quarter (due to the blizzard) of Ripon’s regional final win over Columbus. During the game, I noticed a cameraman on the Ripon side, shooting the game, but without announcers. So I emailed a Ripon College professor who had a video business on the side and asked him if whoever was doing the shooting was looking for an announcer. He passed on the information, and so that Friday I was sitting at Milwaukee Lutheran High School (having additionally recruited a coworker who was a basketball referee to do color) announcing the sectional semifinal game between Ripon and Milwaukee Lutheran. One day later I announced Ripon’s sectional final win over Milwaukee Juneau to clinch the first state berth since 1936.
Since then, I’ve announced everything from undefeated seasons to, well, the other extreme. I’ve enjoyed each in large part because of the people I work with on the games, including my on-air partners and the cameramen (who my parents fed on our every-other-year football trip to Waupaca a couple weeks ago).
The odd thing about my part-time announcing is that I have a career’s worth of strange stories (as you probably can tell). I was sitting in my office at Marian College (now University) one early April morning when I got a phone call from one of the hotels in Fond du Lac. The person on the other line was a co-owner of an adult amateur hockey team in Texarkana, Texas, which was playing in the USA Hockey National Championships beginning that afternoon. The tournament took place at the same time that the Iraq war began, and even though the team had purchased air time for the games on a Texarkana radio station, the radio station could not send anyone to announce the game because staff was needed in case of big war developments. The radio station sent the equipment on the team’s flight to Wisconsin, promising they’d find an announcer up here, but did not. The hotel clerk suggested calling Marian, I guess because Marian has hockey. When the co-owner asked if anyone at Marian had broadcast hockey before, I said, why, yes, I had announced hockey before.
Six hours later, after getting my wife, who conveniently was home on maternity leave with our youngest son, to bring my game bag to work, I sat in the Blue Line Family Ice Center, announcing a team I’d never heard of before that morning in a tournament I had barely paid note of before that morning on a radio station I’d never heard of in a part of the country I’ve never been to (four states in the Texarkana area). It was, however, a great experience — three one-goal games, with the winning goals scored progressively later in the games. The Texarkana fans were great (there were three Web sites for the team, one of which had video of the team’s on-ice fights), and apparently the listeners back in Texas, Arkansas, Louisiana and Oklahoma liked my work, based on the feedback I got over the phone line from the radio station. They were particularly interested in my description of the eight inches of wet snow that fell during the second day of the tournament.
That eventually led to my year of announcing Marian hockey, which was fun as well. I got one of the nicest compliments in my life when, at the end of the final game of Marian’s season, the mother of one of the players came up to me and said that I was her favorite hockey announcer. Given that she was from, I believe, Canada, where both hockey and hockey announcing were invented, I was most honored, even though I know that I was her favorite because I was the only announcer to announce her son’s work.
The topper goes back to the mid-1990s, when we had a game one Friday night early in the season in Westby, followed the next afternoon by a game in Wauzeka, which had never had a game broadcast from there before this day.
When we arrived in Wauzeka, the press box immediately reminded me of the guard tower that got blown up in the opening titles of the old TV series “F Troop.” (That’s what the literary types call “foreshadowing.”) Getting up to the press box, I noticed that three of the steps looked as though they were pulling out of one of the stringers, so I suggested we (myself, my wife, my fellow announcer, who I previously mentioned taught me how to announce a game, and his four-year-old son) avoid those steps.
My partner then left the press box for a bathroom trip for his son, returning about 10 minutes before we were to go on the air. He got his son up to the press box, then headed up the stairs. And then I heard a tremendous noise, and looked at the source of the noise to discover that there was no fellow announcer and no more stairs. He had hit the bad steps, gone through them, and crashed to the ground 10 feet below, leaving a gaping hole in the stairs. The home team’s trainer came over to clean out the nail gouges up both sides of his torso, but when he became woozy, it was decided that perhaps he should be checked out at the nearby hospital. So when the taped voice threw the game to us, naming both of us, the first thing I had to do was explain why only I would be announcing that day, seeing as how at that very minute the local ambulance was driving him and his freaked-out four-year-old to the hospital.
Complicating matters further was the fact that my partner, to avoid paying for the installation of a telephone line, had created a Rube Goldberg-like arrangement where the radio unit we were using (it broadcasts between the FM band and the public service band) was picked up by a police scanner, which was connected to an old telephone in an office in the high school, by using two alligator jacks hooked into the posts of the handset’s microphone and the external plug on the scanner. That arrangement meant that I couldn’t hear how I sounded; my partner was going to listen to a radio while we called the game, but that duty went instead to my wife, who doubled as floor manager, cueing me to talk when we came out of commercial. I also had to say on the air at the end that I hoped someone from the radio station could come to the game and disconnect the equipment, since I had no idea how to do it. As it happened, my partner checked out OK at the hospital and returned to the game site just as the broadcast ended.
It was, fortunately, a good game, with the home team winning 18–11. But there is a reason why you rarely hear football games with just one announcer. The listeners don’t want to hear just one voice essentially nonstop for almost three hours, and the announcer doesn’t want to hear himself essentially nonstop for almost three hours.
The same people who predicted the end of the world back in May have sought a mulligan, claiming that contrary to their earlier prediction, the world will end today.
The word the UAW chose to describe its reaction to the recent passage of a free-trade agreement between the United States and South Korea last week was “pleased.”
“The UAW is pleased with congressional approval of the U.S.-South Korea Free Trade Agreement,” it said in an official statement.
It’s a striking change of tone for the union, which has historically decried the concept of free-trade agreements, even with Canada, as a sure ticket to lost American jobs. But it is worth arguing that the union’s hearty acceptance of free trade with Korea says less about the UAW and more about the current outlook for U.S. manufacturing.
The United States has become a more competitive source of auto manufacturing than it was in 2007 when the Bush administration negotiated the agreement and the union denounced it.
A lot of market conditions have changed since then. The dollar is weak. Labor rates are lower. Capacity is available. And who would dispute that products are improved? They are better styled, more technically advanced, offer better fuel economy and are more “non-U.S.A.-centric.” That is, there is now a better selection of vehicles you might realistically picture on the roads of France or Germany — or Korea — than ranch-sized pickups and SUVs the size of boats. …
To be blunt, it will still be a fight to sell American vehicles there. But the UAW believes it’s worth a shot to “provide UAW members with the opportunity to make products for export to Asia,” in the words of UAW President Bob King.
Free trade benefits consumers. Free trade also benefits Wisconsin businesses, because Wisconsin businesses are substantial exporters of goods like fire trucks and agricultural equipment. (One of the few pro-business accomplishments of former Gov. James Doyle was promoting exports; Doyle was smart enough to stay away from the Democrats Against Free Trade (DAFT), which included Doyle’s would-be successor. DAFT had a perfect record Nov. 2; every one of them lost.)
Bill Clinton, remember, was the chief cheerleader for the North American Free Trade Agreement, even though more Democrats voted against NAFTA than for NAFTA. President Obama claims to support free trade, but has done little until now to actually work for it. The fact Obama is willing to buck his union supporters who until now have been united in opposing every free trade agreement says volumes about union political power today.
Rick Perry said it is; Chris Matthews,too. Paul Krugman calls it a Ponzi Game…
40 million young people apparently agree with Rick Perry: According to a new study by iOme Challenge.Org, fully 50% of Generation Y believe Social Security won’t exist when they try to collect on their “investment” in 40 years.
[Data was collected last month from a representative sample of 642 Millennials. The study was sponsored by The iOme Challenge.]
Female Millennials are much more likely to believe Social Security won’t exist when they retire; 60% of the Millennials who identify as Republican are convinced it won’t exist.
That’s the good news. Now for the bad news:
Despite the skepticism, the iOme study shows that Millennials have a very low personal savings rate: 58% are not setting any money aside…none; zero! What are Millennials waiting for? For parents, educators, legislators and/or employers to give them a medal – or a pat on the head, just like always!
If I had to guess, I’d say what Millennials are waiting for is not a medal, or a pat on the head, but enough money so that (they think) they can start saving. Savings growth appears small at first, and there’s always that matter of the next thing to buy, whatever that is.
If this nation was serious about promoting saving, of course, we wouldn’t tax savings, and we wouldn’t tax capital gains from investments either. (The reason we do tax capital gains is to stick it to Warren Buffett and those other evil rich people.) If this nation was serious about promoting saving, we would have consumption-based taxes instead of income taxes, and we would offer personal retirement-savings accounts, free from taxes, where savings are automatically deposited, which would make saving easier since you don’t spend what you don’t see.
Instead, we have Social Security, which doesn’t promote retirement security at all. The best retirement plan probably starts with the concept that you should assume you will receive no Social Security at all.